The cost of lawn care insurance is $400 to $600 per year for most small business owners. However, this is for general liability coverage alone, which may not be sufficient for landscaping businesses with employees and commercial vehicles. Other insurance for landscapers: Business Owners Policy (BOP): Combines General Liability and coverage for commercial buildings and personal property into one package. Workers’ Compensation: Protects your employees who become injured or ill while at work. Landscaping Insurance. Small Business Insurance for Lawn Care, Landscaping, and Irrigation Professionals. General Liability Insurance. Business Owner’s Policy. Property Insurance. Commercial Auto Insurance. Workers’ Compensation Insurance. Inland Marine Insurance. Umbrella Insurance / Excess Liability Insurance. Find the right insurance for your Landscaping or Tree service small business at The Hartford. Learn more about the insurance coverage Landscapers typically. If landscaping is just one of several services that you provide through your small business, you may be interested in learning about these types of insurance that. Find out the types of coverage your lawn care or landscaping business needs. Typically, for small to midsize companies, standard forms of coverage are. Landscaping and lawn care business owners have a unique set of risks that can. Even something as small as a bee sting, or repetitive motion from mowing. Next Insurance offers you landscaping insurance designed just for your business. We offer amazing prices, and a 100% online, hassle-free process that’s easy.